Simple_Score

Simple Score

Simple Score outputs the level of how likely a customer is going to settle their liabilities. It is an expert scorecard, based on common practices used in underwriting.

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Easy to use

Simple Scores is useful for companies that do not have enough resources or data to develop custom credit-scoring models.

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Easy to adjust

Built from income, loans, account activity, expenses and other patterns. The importance of these categories may vary for every customer.

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Seamless integration

We’ve written a step-by-step quickstart guide, so you don’t have to go through an extensive documentation to jump start your integration with Nordigen.

Simple Score

Identify both positive and negative information from a customer's bank account data

The value of this key is an integer in the range from 0 to 10, where 10 represents the lowest risk level. Simple Score indirectly reflects the likelihood of a customer settling liabilities. It is expected that most of the customers who got the score 0 would not settle their liabilities, while the most who got score 10” would do so.

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Coverage

Nordigen engine is calibrated for multiple countries in Europe, Australia, Americas, Asia, and Africa. To learn more about coverage in specific countries, please contact our team!

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Coverage

See how our customers are using Nordigen.

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