insights-incomeit can be customised with
period: the count of calendar months that should be subsetted for calculations. Default period is all available calendar months of uploaded statement.
currency: the main currency for output values. Default currency is the main currency of the statement’s country.
income_definition: array of categories that are associated with income. Default category list for income definition is Pension (5), Dividends received (6), Interest received(7), Cash deposit (19), Social security benefits (20), Scholarship (21), Salary (85), Bills (88), Insurance indemnity (279), Alimony and child support (358), Tax return (426), State aid payment (477), Other incoming payments from employer (733), Regular income (919), Income from rent (1151), and Work on Demand (2547).
expense_definitionarray of categories that are associated with mandatory expenditure. Default category list for expense definition are Groceries (26), Utilities (29), Health and pharmaceuticals (63), Mortgage (97), Alimony and child support (137), Tax and government fees (467), Invoices (494).
For example purposes custom income definition is set to Salary and Pension, and expense definition is set to Utilities and Mortgage only.
|average_days_between_income_payments||Float||The average count of days between income payments|
|average_monthly_discretionary_income||Float||Average amount of income a month that is left for spending, investing, or saving, etc|
|average_monthly_income||Float||Average monthly income|
|calendar_months||Integer||Count of calendar months in the statement|
|calendar_months_with_income||Integer||Count of calendar months in the statement with income|
|days_since_last_income_payment||Integer||Count of days since the income payment taking into account last incomplete calendar month.|
|debt_to_income_ratio||Float||The fraction of an account's monthly gross income that goes toward paying debt|
|definitions||Object||Object that is nesting expenses and income objects. Definition object holds information of income and expense definitions.|
|expenses||Array||List of category id and title for each category in expense definition.|
|income||Array||A list of category id and title for each category in income definition.|
|category_id||String||Nordigen category id of the respective income or expense category.|
|title||String||Nordigen category title of the respective income or expense category.|
|income_by_category||Object||Object of objects that holds information of descriptive statistics for each income category from requested income definition. If there are no transactions with the specific income category, then the respective fields are optional.|
|average_income_payment||Float||Average transaction amount of the respective income category|
|number_of_income_payments||Integer||Count of transactions under respective income category|
|last_incomplete_month||Object||Object that holds information of the statement's last incomplete month.|
|expected_remaining_income||Float||Amount of income that is expected to be transferred within last incomplete calendar month|
|month||String||Last incomplete calendar month of uploaded statement|
|received_income||Float||The amount of income that is already received within last incomplete calendar month|
|remaining_monthly_discretionary_income||Float||Amount of income that remains for spending in last incomplete calendar month after all mandatory expenses are paid|
|monthly_regularity||Float||Monthly regularity of the income. Float is in interval [0,1], where 1 represents perfect regularity - income received every month|
|monthly_stability||Float||Monthly stability income. Float is in interval [0,1], where 1 represents perfect stability - fixed income amount every month.|
|monthly_trend||Float||Monthly trend income. Defined as slope of linear approximation of monthly income data.|
|status||String||Processing record state|
|type||String||Redundant field, it will be removed in the next iteration|