Do you trust Apple more than your bank? Let's look at how Apple has used its products to become a trusted banking service.

Open Banking, GAFAMaija LudbarzaOctober 14, 2019Apple, startup, Banking, banks, open banking, apple card, credit card, payments, payment, transfer, fees, challenger, Finances, finances, transaction cateorisation, API, cash, apple pay, goldman sachs, privacy, transparency, Big Data, big tech

5 Hottest Lendit Europe 2019 Topics For Banks And Fintechs

LendIt Fintech Europe 2019 returns to London as the definitive event for fintech leaders to connect and reimagine the future of finance. Here are the five hottest LendIt topics for banks and lenders that has out team excited!

Lending, Future of BankingMaija LudbarzaSeptember 25, 2019lenders, lending, lendit, fintech, europe, london, 2019, five, 5, hottest, topics, for, banks, fintechs, API, Open Banking, Banks, Banking, Big Data, Data Science, transaction categorisation, account aggregation, account data, Fintech, Finances, startup, income verification, KYC, loans, accounts, income, marketing, AI, machine learning, credit scoring, financial inclusion

List Of All Banking APIs [updated]

Our clients are banks and alternative lenders that use different banking APIs to get access to loan applicant bank statements, transactions and bank account histories. Over time we've come across many banking APIs, so here is a comprehensive list of all of those we've seen.

Open Banking, APIRolands MestersSeptember 17, 2019API, open banking, BANKING, FINTECH, finances, categorization, banks, lenders, alternative lending

5 Open Banking Use Cases Beyond Banks And Fintechs

Open banking can be a driving force for innovation in industries beyond banking. Let’s look at 5 less-obvious open banking use-cases that are either in planning/ development stage or haven't been built yet.

Open Banking, APIMaija LudbarzaSeptember 2, 2019fintech, startups, finances, open banking, banking, banks, financial inclusion, transaction categorisation, categorisation, future, aggregation, kyc, insights, behaviour, marketing, loans, lending, credit, credit scoring, scoring, big data, AI, machine learning, data science, API

What is Open Banking?

Open Banking is hailed as the most revolutionary financial regulation of the 21st century. In this article, we'll be taking a look at what open banking is, how it works and who it benefits, as well as the global impact open banking has created for financial inclusion initiatives across the globe.

Open Banking Loans: 4 Reasons Why They Outperform Traditional Loans

With the Traditional loans stuck in the past with limited information and outdated processes, and Open Banking loans growing in popularity, here are 4 ways that Open Banking loans improve your average loan experience.

Transaction categorisation — good vs. great

Having built a transaction categorisation engine from scratch, here is our take on a good engine vs. a great one.

CategorisationMaija LudbarzaJanuary 9, 2019transaction cateorisation, categorization, open banking, account data, account verification, AI, Big Data, data science, categorisation rate, error rate, Banking, lending, Credit, Credit risk assesment, banks, fintech, startups

Nordigen predictions for Open Banking in 2019

Predictions are kind of our thing. Here's where we think Open Banking is headed in 2019.

Here’s why account data is the best data source for income verification

Here's what sets account data apart from other sources for income verification (and why it's ultimately the best)

Income verification in the era of Open Banking

With Open Banking becoming a reality, most financial institutions are gearing up for a new era of access to account information. Here are a few things companies can do to prepare:

Transaction categorisation: 9 value-adding use-cases for retail banks and lenders

To help you navigate the maze that is account data, we’ve compiled a list of value-adding use-cases in lending that will help you understand the value of collected account information.

What inspired us to build credit scoring models from transaction data

What inspired us to keep researching the area of transaction-based behavioural scoring, despite its steep learning curve, was the fact that there is real evidence of the positive impact it can have on lending decisions.

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