Approve all creditworthy customers


A clear alternative to credit bureau reports


Turn your account data into a credit report

We specialize in income verification, active liabilities and other risk-critical insights, using account information. Start approving more creditworthy customers, faster


15x more accurate than experienced credit specialists

up to 10x more accurate than other automated solutions 


Make use of account data

Building account data analytics in-house is tedious and expensive. Nordigen’s account analytics engine excels at recognizing risk-critical behaviours with high speed and accuracy. This allows your team to build better scorecards and decisions engines.


Real business value

Perform income verification for thin-file customers. Build more predictive scoring models, approve more new loan applicants or pre-score existing customers based on account data. Nordigen engine enables your team to do all of this effortlessly.


Faster time to market

Open banking provides new opportunities to first movers. Our engines come pre-trained and ready to deploy today. Allow your credit or data science team to get high-quality data without the need to spend months on data preparation.

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“BigBank improves the accuracy of identifying risk-critical insights by 40% using Nordigen transaction categorisation API”

Source: Nordigen Case Study


“Creditstar improves GINI coefficient of their scoring models by 6 percentage points using Nordigen behavioural scoring API

Source: Nordigen Case Study

We believe account data will change credit scoring. We’re building a world class service to help banks leverage this power to their advantage.
— Rolands Mesters, co-founder of Nordigen
Nordigen is leading the way towards a future where lending decisions are based on an applicant’s actual financial health, rather than centralised credit history records.
— Seedcamp


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