riskdata trends

Use case for
Risk

Evaluate thin-file customers and identify their income.

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Harness the power of open banking

The most innovative global banks, lenders, brands and fintechs use account transaction data to understand how creditworthy their customers really are.

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Problem

Global banks, lenders, brands and fintechs need fast and accurate access to open banking transaction data for use in credit scoring decisions.

Solution

A machine-learning based account analytics engine for automated income verification and other risk-critical factor check.

solution
case 1

Income verification

Verify income for accurate financial decisions, instantly. Income verification describes client income sources, income type and income trends (stability and regularity) as well as future predictions on client’s income.
Value: Quickly and easily detect income sources, regularity and stability.
Related products: Income Insights

case 2

Thin-file customer evaluation

Lenders wishing to understand the true creditworthiness of their customers can leverage open banking and assess customer information beyond a credit report.
Value: Approving more loans.
Related products: Income Insights

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