Grow your lending business and improve the quality of your credit decisions with Nordigen's open banking solutions.
Nordigen is the one-stop shop for digitalising your credit decision process and enabling new business opportunities.
Get customer consent to access their banking history. Retrieve raw historic banking data and a 90-day continuous access to their account information.
Use our premium insights products to categorise raw transactions, verify income, identify active loans, generate risk scores and more.
Give superpowers to your credit specialists. Save time on manual analysis and built more digital processes.
01.
Reduce time and cost assessing individuals: breakdown of expenditures and spending analyses, suggested affordability assessment of repayments.
02.
Turn raw transactions into categorised data. Build lending tools, credit models or PFM apps.
03.
Verify income source, amounts, regularity, and stability.
04.
Verify active liabilities and recent loan payments, categorised by loan type.
05.
Identifies high-risk behaviours and other critical credit risk data points.
06.
A simple way to measure credit risk level. Build using Nordigen risk modelling features.
07.
Custom-trained models that calculate probability of default using banking date