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Grow your lending business and improve the quality of your credit decisions with Nordigen's open banking solutions.

Nordigen is the one-stop shop for digitalising your credit decision process and enabling new business opportunities.

How can Nordigen help with each step?

How it works

1 Connect to customer bank account.

Get customer consent to access their banking history. Retrieve raw historic banking data and a 90-day continuous access to their account information.

2 Get critical data points in seconds.

Use our premium insights products to categorise raw transactions, verify income, identify active loans, generate risk scores and more.

3 Automate more processes.

Give superpowers to your credit specialists. Save time on manual analysis and built more digital processes.

We help to build unique lending processes to guarantee you a competitive edge

High conversions

  • Seamless journey (white label options)
  • Less paper & less forms
  • Safe and PSD2 compliant based solution
  • Wide coverage of banks available

Easy to use

  • Less manual underwriting
  • One integration to access more than 2300 banks in Europe
  • Dedicated integration and onboarding support

Maximise your decisions

  • Verify income, expenses, and affordability in seconds
  • Insights and scores that improve your credit decisions
  • Constantly calibrated categorisation engine

Related Products


Affordability Insights

Reduce time and cost assessing individuals: breakdown of expenditures and spending analyses, suggested affordability assessment of repayments.


Transaction Categorisation

Turn raw transactions into categorised data. Build lending tools, credit models or PFM apps.


Income Insights

Verify income source, amounts, regularity, and stability.


Loan Insights

Verify active liabilities and recent loan payments, categorised by loan type.


Risk Insights

Identifies high-risk behaviours and other critical credit risk data points.


Simple Score

A simple way to measure credit risk level. Build using Nordigen risk modelling features.


Credit Scores

Custom-trained models that calculate probability of default using banking date

Customised Insights

Interested in finding out more?


GDPR compliant

Nordigen is compliant with the EU General Data Protection Regulation

Licensed AISP

Authorised Account Information Service Provider, registered in Latvia

ISO certified

Nordigen is ISO 27001 certified