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Risk Insights

Risk Insights generate data points that are associated with high-risk behavior, using bank account data.

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Evalutate thin-file customers

Risk Insights help to assess the information beyond a credit report, thus understanding the true creditworthiness of your customers.

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Improve scoring models

When combined with other data sources, Risk Insights can help to optimize approval and default rates, and other scoring metrics.

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Recognize high-risk behaviour

Identify behaviours that are often regarded as risky and use this information to improve your scoring models.

Risk Insights

Identify high-risk spending habits

Risk Insights highlight all high-risk spending habits in the applicant's transaction history.

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Coverage

Nordigen engine is calibrated for multiple countries in Europe, Australia, Americas, Asia, and Africa. To learn more about coverage in specific countries, please contact our team!

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Coverage

See how our customers are using Nordigen.

Cheq fosters responsible lending in Australia

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Coop Pank increased its underwriting efficiency by 65% with Nordigen

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Consumer lender Creditstar achieves 19% approval rate increase

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IPF Digital increase approval rate by 15% with Nordigen income verification engine

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TF Bank increased lending efficiency in Latvia by 30% with Nordigen

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Citadele bank increases new loan volume by using Nordigen

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Nordigen helps IPF Digital tackle loan application fraud with greater efficiency

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Nordigen has helped European lender Creditstar achieve an 8.4 percentage point GINI improvement in Poland

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TF Bank accurately identifies up to 35% more high-risk loan applicants in Latvia with Nordigen

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Nordigen has helped European lender Creditstar achieve a 5.6 percentage point GINI improvement in Spain

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Nordigen has helped European consumer lender Novum Bank achieve a 14 percentage point GINI improvement in Spain

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Bigbank improves bank statement analysis speed 100x

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