aInsights | Nordigen

Insights

Turn raw transactions into actionable data points. Build simple lending rules, advanced ML models or both - with more ease.

Powerful data points

From income verification to advanced machine learning models. Our Insights products help you get more value from your transaction data.

Seamless integration

Compatible with all major open banking providers and bank data formats. Built for credit scoring, lending and PFM use-cases.

Great country coverage

Live in 19 markets, including UK, Europe, Brazil, Mexico and Australia. Continuously refined to provide market-specific details.

For lending & risk

Income Insights

Verify income source, amounts, regularity, and stability.
 

View in API docs

Loans Insights

Verify active liabilities and recent loan payments, categorised by loan type.

View in API docs

Risk Insights

Identifies high-risk behaviours and other critical credit risk data points.

View in API docs

Simple Score

A simple way to measure credit risk level. Built using Nordigen risk modelling features.

View in API docs

Credit Scores

Custom-trained models that calculate probability of default using banking data.

View in API docs

Features

A library of up to 1 million ML features. Engineered to boost your model performance.

View in API docs

For marketing

Marketing Insights

Identify trends & new sales opportunities

Put your transaction data to work. Use Nordigen Marketing Insights to identify new customer segments, based on how they spend their money, what brands they love and what life events they are experiencing.

View in API docs

Product use cases

A multi-purpose transaction categorisation solution. Supports all major open banking use-cases.

Banking

Build better customer engagement tools. Identify frequent purchases and subscriptions.

Lending

Identify income and active liabilities with higher accuracy. Approve more loans. Reduce credit risk.

Buy now, pay later

Streamline customer approval process. Reduce friction in customer risk verification.

Personal finance

Build a user experience that creates new habits. Identify more earning and spending patterns with higher accuracy.

Loan broker

Improve customer screening. Match your customers with the right lenders with greater efficiency.

Build faster with Nordigen

Thousands of feature engineering hours wrapped in a few simple APIs. Tested and approved by some of the most innovative banks, fintechs and data science teams on the planet.

13%

Reduction in bad rates

15% more

Approved customers

19 countries

Supported today

1 million

Predictive data points

Compatibility

Open banking /
PSD2 data

We're compatible with all major open banking providers and their most popular data formats.

Current account
and credit card data

We're compatible with internal bank data and transaction information from payment providers.

User-provided bank statements

We're compatible with user-submitted data formats, including bank statements and online bank exports

Security and compliance

We take good care of your data. We're an authorised Account Information Service Provider by Financial and Capital Market Commission in Latvia and regulated by GDPR.

Regulated Account Information Service Provider
ISO 27001 certified, regulated by GDPR
Data securely processed on Amazon Web Services

Coverage

Our Transaction Categorisation solution is available in 19 markets.

View coverage

Get started now!

Start a free trial now or contact us for more information.

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