to Plaid
as an alternative to Plaid
Nordigen provides access to private and business bank accounts across Europe. Transaction histories and continuous 90-day access - all in a simple API.
Nordigen is a licensed AISP and connects to official bank APIs across Europe. We use only regulated PSD2 integrations. We never store end-user login credentials.
Our open banking data API is completely free with unlimited use - no commitments or hidden fees. Plaid offers a "limited free" plan only.
Pricing that won't break your bank
Free
Transparent, no hidden fees
£200+
Per month + usage fees
Great value for (zero) money
Access to account history | Yes | Yes |
90-day continuous access | Yes | Yes |
Licensed AISP | Yes | Yes |
Coverage | 31 countries | 12 countries |
Connect to Private accounts | Yes | Yes |
Connect to Business accounts | Yes | Yes |
Connectivity type | Only official PSD2 APIs | Screen-scraping, PSD2 APIs |
Access to account history | Free | Pay per use |
Premium insights | Pay per use | £200/month + usage fees |
Banks in Europe provide free access to banking data via open APIs. We connect to these APIs.
PSD2 regulates that banks build functional, reliable and well-documented banking data APIs.
For customers that want more from their banking data, we provide premium insights.
In which countries is Nordigen available?
Nordigen has passported it's AISP licence to 29 countries in the European Economic Area. To see full country coverage, visit this page.
What data points can be retrieved with Nordigen?
Nordigen allows businesses to gain consented access to Private and Business account information, which includes: account holder's name, account number (IBAN), transaction history of the current account (up to 24 months), continuous access to current account transactions for 90 days without additional consent.
How to I get access to Nordigen's API?
Fill this short signup form and our Onboarding Team will reach out to you help you get started.