Overview

Premium products are paid products built on top of the free account information layer. Premium products are built to either clean, enrich or provide analytics of account information and are available on either of the three data layers (account, balance or transactions level).

In case of technical or data related questions, please contact support@nordigen.com

In case of application or pricing questions, please contact sales@nordigen.com

Integration

To use premium products, first, each product must be enabled in Nordigen's Open Banking Portal under section Premium / Products. 

Once products are enabled when using premium endpoints, the respective account information layer will be returned together with the premium layer. There is no need to separately use accounts endpoints in case premium endpoints are used.

In case Quickstart Guide is used for integration, one need only to switch accounts to premium endpoints in Step 6: Access accounts, balances, and transactions as provided below. 

Below is an example if Cleaning product is enabled.

curl -X GET "https://ob.nordigen.com/api/v2/premium/065da497-e6af-4950-88ed-2edbc0577d20/transactions/" 
-H  "accept: application/json" 
-H  "Authorization: Bearer ACCESS_TOKEN"

Response:

{
  "transactions": {
    "booked": [
      {
        "transactionId": "2020111101899195-1",
        "transactionAmount": {
          "currency": "EUR",
          "amount": "-15.00"
        },
        "bankTransactionCode": "PMNT",
        "bookingDate": "2020-11-11",
        "valueDate": "2020-11-11",
        "remittanceInformationUnstructured": "PAYMENT Alderaan Coffee",
        "cleaning": {
              "merchantName": "Alderaan Coffee",
              "merchantCategoryCode": 5812,
              "transactionType": "PAYMENT",
              "invoiceNumber": null
        }
      }
    ]
  }
}      

 

Products

ACCOUNT DETAILS

NameDescription
VerificationVerify account ownership
ScoringGet account owners risk score

BALANCES

NameDescription
Balance at date (comming soon)Return account balance at any historic date

TRANSACTION DETAILS

NameDescription
CategorisationCategorise transaction data
CleaningClean transaction data
EnrichmentEnrich transaction data
PatternsFind transaction regularity, matching and anomaly patterns