Operation keyword: insights-loans
insights-loans
;insights-loans
it can be customised with params
argument:period
: the count of calendar months that should be subsetted for calculations. Default period is all available calendar months of uploaded statement.currency
: the main currency for output values. Default currency is the main currency of the statement’s country.Key | Type | Description |
---|---|---|
average_monthly_outgoing_loan_payment | Float | Average amount of monthly loan repayments. |
calendar_months | Integer | Count of calendar months in the statement. |
calendar_months_with_incoming_loans | Integer | Count of calendar months in the statement with incoming loan transactions. |
calendar_months_with_outgoing_loans | Integer | Count of calendar months in the statement with outgoing loan transactions. |
days_since_last_incoming_loan | Integer | Count of days since the last incoming loan taking into account last incomplete calendar month. |
loans_by_category | Array | Array of descriptive statistics for each loans category. |
category_id | Object | Object that holds information of the respective income and/or expense category ids |
expense | String | ID of the respective expense category |
income | String | ID of the respective income category |
category_title | String | Nordigen category title of the respective loan category |
monthly_incoming_loan_trend | Float | Monthly trend of the specific loans income subcategory. Defined as slope of linear approximation of monthly incoming loan data. Trend is weighted on the last 3 calendar month data |
monthly_outgoing_loan_trend | Float | monthly trend of the specific loans expense subcategory. Defined as slope of linear approximation of monthly outgoing loan data. Trend is weighted on the last 3 month data |
number_of_incoming_loan_sources | Integer | count of incoming loan sources |
ratio_of_outgoing_loan_category_to_loans | Float | Ratio of the specific loans sub-category amount in regards to the sum of the whole loans category |
ratio_of_incoming_loans_to_all_income | Float | Ratio of the incoming loan amount in regards to the amount of all income |
ratio_of_outgoing_loans_to_all_expenses | Float | ratio of the outgoing loan amount in regards to the amount of all expense |
status | String | Processing record state |
type | String | Redundant field, it will be removed in the next iteration |