Credit Scoring is a set of customisable analytical solutions for Enterprise-level clients of Nordigen that require the most advanced capabilities. Credit Scoring set includes two solutions: Features and Credit Scores.
Credit Scoring includes access to a library of up to 1 million predictive machine learning features (modelling parameters), custom model training services and bespoke infrastructure deployments.
To use this product via API, see the Endpoints
section "report" and go through the following steps:
- Upload the account information;
- Apply operation
- Get results.
Features are representations from transaction data that are used as an input for scoring models.
Credit scoring means calculating the probability of a default, based on behaviours identified in transaction data.