Income categories

List of all level 0 and level 1 income categories with titles and descriptions. Level 2 categories can be retrieved via category tree endpoint.

IDLEVELPARENT IDTITLEDESCRIPTION
850 SalaryAll incoming transactions that are recognized as salary payments from an employer. Typically these transactions occur with some time period regularity, for example, on monthly or weekly or other time period regularity basis
7330 Other incoming payments from employerAll other incoming transactions from the employer that is not salary. For example, per diems or reimbursements. This category is enabled for the statement, if salary (employer) is identified in the statement
9190 Regular incomeAll incoming transactions from a legal entity that do not contain enough information to be categorised as Salary. These transactions must occur for at least 2 consecutive months
50 PensionAll incoming pension transactions. Includes retirement pension, war pension, disability pension and others
25470 Work on demandAll incoming transactions that are recognized as payments from work on demand. Includes payments for freelance job from a legal entity or from an on-demand platform, as well as royalty payment
11510 Income from rentAll incoming transactions that are recognized as income from rent. Includes payments from private individuals or income from rental platforms such as Airbnb
190 Cash depositAll cash deposits at an ATM
60 InvestmentsAll incoming transactions that are recognized as income from investments. One example is divident payments for both private individuals and business accounts, or another exameple capital payments for business accounts.
70 Interest receivedAll incoming transactions that are recognized as interest payments. Interest income is money earned by an individual or company for lending their funds, either by putting them into a deposit account in a bank
200 Social security benefitsParent category for all incoming transactions that are recognized as Social security benefits. Transactions are categorised in level 1 categories.
717120Unemployment benefitState unemployment benefit
718120Family allowanceFamily State Benefit, Parent's Benefit, Allowance for child care, Child Birth Benefit
721120Sickness benefitState sickness benefit
4836120Maternity benefitState maternity or paternity benefit
722120Other social security benefitsAll other Social security benefits that cannot be categorised in other level 1 categories - for example, funeral allowance, state social security disability allowance etc.
210 ScholarshipsAll incoming transactions that are recognized as scholarships. Includes scholarships from schools, universities, municipalities and foundations
4260 Tax returnRefund of various taxes
4770 State aid paymentsState aid is any advantage granted by public authorities through state resources on a selective basis to any organisations
15750 Return debitAll income transactions that are return of funds to a private individual (consumer), forcibly initiated by the issuing bank of the instrument used by a consumer to settle a debt.
880 BillsAll income transactions that are recognized as income from bills. Typically this category appears for self-employed private individuals that can issue a bill for their services.
890 Personal transfersParent category for all incoming transactions that are recognized as personal transfers. Personal transfers are defined as transfers that are received from or sent to a private individual. Respective transactions are categorised in level 1 categories.
709189Own accountMoney transfers between account holder's accounts, for instance, between accounts in different banks. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization).
710189From account of relativesMoney transfer between account holder's relatives accounts, for instance, parents. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization).
4399189Loans between individualsIncome from a private individuals to whom account holder has lent money previously. Purpose of giving back the loan is clearly stated in the transaction, otherwise such transaction will be categorised as Other personal transfers (ID 711).
711189Other personal transfersAll other Personal transfers that cannot be categorised in other level 1 categories - for example, usual transfers to friends
2790 Insurance indemnityAll income transactions that are recognized as insurance compensation.
2360 GamblingParent category for all incoming transactions that are recognized as income from gambling. Respective transactions are categorised in level 1 categories.
44011236LotteryIncome from lotteries
44031236CasinoIncome from casino or online casino
44051236Sports bettingIncome from sport betting
3580 Alimony and child supportAll income transactions that are recognized as a personal transfer with a purpose of child support or state child support. Typically this is a periodic payment made by a parent for the financial benefit of a child following the end of a marriage or other relationship
3590 Returned paymentsIncome from refund on purchases - full refund or partial refund when account holder has overpaid for a service.
7660 Cheque depositCheque deposit into account
5500 SavingsAll income transactions that are recognized as income from savings, investments and currency trading.
7240 Currency exchangeAll income transactions that are recognized as income from currency exchange.
6580 Cashback rewardsAll income transactions that are recognized as income from cashback services.
23160 CharityAll income transactions that are recognized as donations to account holder.
220 LoansParent category for all incoming transactions that are recognized as Loans. Usually all loan transactions are categorised with level 2 category granularity, where parent category (level 1) describes loan type (for example, a payday loan) and the respective assigned category is the lender's name.
91122Payday loansParent category for all incoming Payday loan transactions. Payday lenders usually offer loans up to 1000 euros with a repayment term of 30 days. Respective transactions are categorised in level 2 categories.
5312291Other payday loansAll other Payday loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
93122Consumer loansParent category for all incoming Consumer loan transactions. Consumer lenders usually offer multiple types of loans. Respective transactions are categorised in level 2 categories.
176293Other consumer loansAll other Consumer loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
174122LeasingParent category for all incoming Leasing loan transactions. Respective transactions are categorised in level 2 categories.
2102174Other leasingAll other Leasing loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
795122Car LeasingParent category for all incoming Car leasing loan transactions. Respective transactions are categorised in level 2 categories.
10172795Other car leasingAll other Car leasing loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
242122MortgageParent category for all incoming Mortgage loan transactions. Respective transactions are categorised in level 2 categories.
2582242Other mortgageAll other Mortgage loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
302122Credit cardsParent category for all incoming Credit cards transactions. An example for income from credit cards could be a transfer from credit card's account to checking account for some purpose. Respective transactions are categorised in level 2 categories.
3072302Other credit cardsAll other Credit card income that cannot be categorised in other level 2 categories - for example, small lender or bank that rarely appears in statements for which a separate level 2 category is not created.
346122Credit lineParent category for all incoming Credit line transactions. Respective transactions are categorised in level 2 categories.
12782346Other credit lineAll other Credit line transactions that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
92122Student loansParent category for all incoming Student loan transactions. Respective transactions are categorised in level 2 categories.
298292Other student loansAll other Student loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
656122OverdraftParent category for all incoming Overdraft transactions. Typically these transactions are returned payments for taken overdraft. Respective transactions are categorised in level 2 categories.
12802656Other overdraftAll other Overdraft transactions that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
117122Other loansAll other incoming loan transactions where it is not possible to determine loan type.
14350 DishonorsAll incoming transactions that are recognized as returned dishonors fees. These transactions mostly occurs only in Australia.
44070 Other incoming paymentsParent category for all incoming transactions that do not hold enough information to be able categorise with greater granularity. Transactions are categorised in level 1 categories.
40814407Online money transferIncoming transfers through online money transfer platforms, for instance, TransferWise
47614407Online paymentsIncoming transfers through online payment platforms, like Paypal
120314407Other transfersIncoming transfers that cannot be categorised with greater granularity
2314407UnknownAll unrecognized transactions