List of all level 0 and level 1 income categories with titles and descriptions. Level 2 categories can be retrieved via category tree endpoint.
| ID | LEVEL | PARENT ID | TITLE | DESCRIPTION |
|---|---|---|---|---|
| 85 | 0 | Salary | All incoming transactions that are recognized as salary payments from an employer. Typically these transactions occur with some time period regularity, for example, on monthly or weekly or other time period regularity basis | |
| 733 | 0 | Other incoming payments from employer | All other incoming transactions from the employer that is not salary. For example, per diems or reimbursements. This category is enabled for the statement, if salary (employer) is identified in the statement | |
| 919 | 0 | Regular income | All incoming transactions from a legal entity that do not contain enough information to be categorised as Salary. These transactions must occur for at least 2 consecutive months | |
| 5 | 0 | Pension | All incoming pension transactions. Includes retirement pension, war pension, disability pension and others | |
| 2547 | 0 | Work on demand | All incoming transactions that are recognized as payments from work on demand. Includes payments for freelance job from a legal entity or from an on-demand platform, as well as royalty payment | |
| 1151 | 0 | Income from rent | All incoming transactions that are recognized as income from rent. Includes payments from private individuals or income from rental platforms such as Airbnb | |
| 19 | 0 | Cash deposit | All cash deposits at an ATM | |
| 6 | 0 | Investments | All incoming transactions that are recognized as income from investments. One example is divident payments for both private individuals and business accounts, or another exameple capital payments for business accounts. | |
| 7 | 0 | Interest received | All incoming transactions that are recognized as interest payments. Interest income is money earned by an individual or company for lending their funds, either by putting them into a deposit account in a bank | |
| 20 | 0 | Social security benefits | Parent category for all incoming transactions that are recognized as Social security benefits. Transactions are categorised in level 1 categories. | |
| 717 | 1 | 20 | Unemployment benefit | State unemployment benefit |
| 718 | 1 | 20 | Family allowance | Family State Benefit, Parent's Benefit, Allowance for child care, Child Birth Benefit |
| 721 | 1 | 20 | Sickness benefit | State sickness benefit |
| 4836 | 1 | 20 | Maternity benefit | State maternity or paternity benefit |
| 722 | 1 | 20 | Other social security benefits | All other Social security benefits that cannot be categorised in other level 1 categories - for example, funeral allowance, state social security disability allowance etc. |
| 21 | 0 | Scholarships | All incoming transactions that are recognized as scholarships. Includes scholarships from schools, universities, municipalities and foundations | |
| 426 | 0 | Tax return | Refund of various taxes | |
| 477 | 0 | State aid payments | State aid is any advantage granted by public authorities through state resources on a selective basis to any organisations | |
| 1575 | 0 | Return debit | All income transactions that are return of funds to a private individual (consumer), forcibly initiated by the issuing bank of the instrument used by a consumer to settle a debt. | |
| 88 | 0 | Bills | All income transactions that are recognized as income from bills. Typically this category appears for self-employed private individuals that can issue a bill for their services. | |
| 89 | 0 | Personal transfers | Parent category for all incoming transactions that are recognized as personal transfers. Personal transfers are defined as transfers that are received from or sent to a private individual. Respective transactions are categorised in level 1 categories. | |
| 709 | 1 | 89 | Own account | Money transfers between account holder's accounts, for instance, between accounts in different banks. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization). |
| 710 | 1 | 89 | From account of relatives | Money transfer between account holder's relatives accounts, for instance, parents. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization). |
| 4399 | 1 | 89 | Loans between individuals | Income from a private individuals to whom account holder has lent money previously. Purpose of giving back the loan is clearly stated in the transaction, otherwise such transaction will be categorised as Other personal transfers (ID 711). |
| 711 | 1 | 89 | Other personal transfers | All other Personal transfers that cannot be categorised in other level 1 categories - for example, usual transfers to friends |
| 279 | 0 | Insurance indemnity | All income transactions that are recognized as insurance compensation. | |
| 236 | 0 | Gambling | Parent category for all incoming transactions that are recognized as income from gambling. Respective transactions are categorised in level 1 categories. | |
| 4401 | 1 | 236 | Lottery | Income from lotteries |
| 4403 | 1 | 236 | Casino | Income from casino or online casino |
| 4405 | 1 | 236 | Sports betting | Income from sport betting |
| 358 | 0 | Alimony and child support | All income transactions that are recognized as a personal transfer with a purpose of child support or state child support. Typically this is a periodic payment made by a parent for the financial benefit of a child following the end of a marriage or other relationship | |
| 359 | 0 | Returned payments | Income from refund on purchases - full refund or partial refund when account holder has overpaid for a service. | |
| 766 | 0 | Cheque deposit | Cheque deposit into account | |
| 550 | 0 | Savings | All income transactions that are recognized as income from savings, investments and currency trading. | |
| 724 | 0 | Currency exchange | All income transactions that are recognized as income from currency exchange. | |
| 658 | 0 | Income from discount cards | All income transactions that are recognized as income from cashback services. | |
| 2316 | 0 | Charity | All income transactions that are recognized as donations to account holder. | |
| 22 | 0 | Loans | Parent category for all incoming transactions that are recognized as Loans. Usually all loan transactions are categorised with level 2 category granularity, where parent category (level 1) describes loan type (for example, a payday loan) and the respective assigned category is the lender's name. | |
| 91 | 1 | 22 | Payday loans | Parent category for all incoming Payday loan transactions. Payday lenders usually offer loans up to 1000 euros with a repayment term of 30 days. Respective transactions are categorised in level 2 categories. |
| 5312 | 2 | 91 | Other payday loans | All other Payday loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 93 | 1 | 22 | Consumer loans | Parent category for all incoming Consumer loan transactions. Consumer lenders usually offer multiple types of loans. Respective transactions are categorised in level 2 categories. |
| 176 | 2 | 93 | Other consumer loans | All other Consumer loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 174 | 1 | 22 | Leasing | Parent category for all incoming Leasing loan transactions. Respective transactions are categorised in level 2 categories. |
| 210 | 2 | 174 | Other leasing | All other Leasing loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 795 | 1 | 22 | Car Leasing | Parent category for all incoming Car leasing loan transactions. Respective transactions are categorised in level 2 categories. |
| 1017 | 2 | 795 | Other car leasing | All other Car leasing loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 242 | 1 | 22 | Mortgage | Parent category for all incoming Mortgage loan transactions. Respective transactions are categorised in level 2 categories. |
| 258 | 2 | 242 | Other mortgage | All other Mortgage loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 302 | 1 | 22 | Credit cards | Parent category for all incoming Credit cards transactions. An example for income from credit cards could be a transfer from credit card's account to checking account for some purpose. Respective transactions are categorised in level 2 categories. |
| 307 | 2 | 302 | Other credit cards | All other Credit card income that cannot be categorised in other level 2 categories - for example, small lender or bank that rarely appears in statements for which a separate level 2 category is not created. |
| 346 | 1 | 22 | Credit line | Parent category for all incoming Credit line transactions. Respective transactions are categorised in level 2 categories. |
| 1278 | 2 | 346 | Other credit line | All other Credit line transactions that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 92 | 1 | 22 | Student loans | Parent category for all incoming Student loan transactions. Respective transactions are categorised in level 2 categories. |
| 298 | 2 | 92 | Other student loans | All other Student loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 656 | 1 | 22 | Overdraft | Parent category for all incoming Overdraft transactions. Typically these transactions are returned payments for taken overdraft. Respective transactions are categorised in level 2 categories. |
| 1280 | 2 | 656 | Other overdraft | All other Overdraft transactions that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 117 | 1 | 22 | Other loans | All other incoming loan transactions where it is not possible to determine loan type. |
| 1435 | 0 | Dishonors | All incoming transactions that are recognized as returned dishonors fees. These transactions mostly occurs only in Australia. | |
| 4407 | 0 | Other incoming payments | Parent category for all incoming transactions that do not hold enough information to be able categorise with greater granularity. Transactions are categorised in level 1 categories. | |
| 408 | 1 | 4407 | Online money transfer | Incoming transfers through online money transfer platforms, for instance, TransferWise |
| 476 | 1 | 4407 | Online payments | Incoming transfers through online payment platforms, like Paypal |
| 1203 | 1 | 4407 | Other transfers | Incoming transfers that cannot be categorised with greater granularity |
| 23 | 1 | 4407 | Unknown | All unrecognized transactions |