Expense categories

List of all level 0 and level 1 expense categories with titles and descriptions. Level 2 categories can be retrieved via category tree endpoint.

IDLEVELPARENT IDTITLEDESCRIPTION
240 FoodParent category for all expense transactions that are recognized as food related expenses. Respective transactions are categorised in level 1 categories.
25124Cafes, restaurants, barsAll transactions that are recognized as payments to cafes, restaurants, bars, bakeries, and deli.
26124GroceriesAll transactions that are recognized as payments to grocery stores, hypermarkets, or supermarkets.
27124Tobacco and alcoholAll transactions that are recognized as payments to tobacco and alcohol shops
28124Other groceriesAll transactions that are recognized as payments to convenience stores, kiosks, and vending machines
5170124Food deliveryAll transactions that are recognized as payments to food delivery services - for example, grocery delivery or take-out delivery.
290 Utility servicesParent category for all expense transactions that are recognized as Utility services. Usually these transactions occur with some time period regularity, for example, on monthly basis. Respective transactions are categorised in level 1 categories.
30129HeatingAll transactions that are recognized as utility payments for heat
31129SecurityAll transactions that are recognized as utility payments for security
32129ElectricityAll transactions that are recognized as utility payments for electricity, including electrician services
33129Natural gasAll transactions that are recognized as utility payments for gas
34129Rent and maintanenceAll transactions that are recognized as utility payments for rent and maintenane, property management
35129Telephone, internet, TV, computerAll transactions that are recognized as payments for mobile phone plans, TV packages, internet plan, and computer services
36129WaterAll transactions that are recognized as utility payments for water
37129Other utility expensesAll other Utility services that cannot be categorised in other level 1 categories - for example, waste management, cleaning services or combined bills for multiple services.
380 Household goodsAll transactions that are recognized as Household goods. Payments for home interior goods, home electronics, garden supplies, construction goods, and repair shops for household goods.
420 TransportationParent category for all expense transactions that are recognized transportation related expenses. Respective transactions are categorised in level 1 categories.
43142ParkingAll transactions that are recognized as payments for parking fees
44142FuelAll transactions that are recognized as payments for gas stations and electric vehicle charging stations
45142Transportation expensesAll transactions that are recognized as payments for public transportation, taxi, toll roads, department of motor vehicles and car inspections
46142Vehicle purchase, maintenanceAll transactions that are recognized as payments for car repairs and maintenance, car wash, auto parts stores, and car accessories
470 Clothing and shoesAll transactions that are recognized as clothing related expenses. For example, payments in clothing and shoes stores, dry cleaning, or accessories.
510 Leisure activities, travelingParent category for all expense transactions that are recognized as leisure activities and traveling. Respective transactions are categorised in level 1 categories.
52151CharityAll outgoing transactions with a purpose of a donation - including payments in donation platforms or transfers to company or private individual with a purpose of a donation.
767151GiftsAll outgoing transactions made to flower shops, jewelry stores, photo shops and private individual money transfers on birthday.
53151Books, newspapers, magazinesAll outgoing transactions made to book, newspaper, magazine shops, as well as transactions made to libraries and e-book retailers.
54151PetsAll outgoing transactions related to pets, for example, veterinarian, pet shops and pet grooming salons.
55151Accommodation, travel expensesAll outgoing transactions related to traveling including hotels, flights, cruise, travel agents, tour operators and similar.
56151Sport and sports goodsAll outgoing transactions related to active lifestyle, for instance, gym membership, sportswear apparel and sports nutrition.
57151Theatre, music, cinemaAll outgoing transactions made to theatre, cinema and music concerts or festivals.
58151Hobbies and other leisure time activitesAll other transactions related to leisure activities and traveling that cannot be categorised in other level 1 categories. For example, transactions made to water parks, zoo, bowling, amusement parks and museums.
590 Education, health and beautyParent category for all expense transactions that are recognized as education, health and beauty. Respective transactions are categorised in level 1 categories.
60159Education and coursesAll outgoing transactions related to education including high scools, universities, online courses, driving scool and similar.
61159Beauty, cosmeticsAll outgoing transactions related to beauty including cosmetics stores, spa, beauty salons, solariums and similar.
63159Health and pharmaceuticalsAll outgoing transactions related to health including pharmacies, hospitals and similar.
650 ChildrenAll outgoing transactions related to children including toy stores, clothing stores, kindergarten fees, school fees, playgrounds and similar.
3910 Online transactionsParent category for all outgoing transactions that are recognized as payments to online services. Respective transactions are categorised in level 1 categories. If a transaction holds more specific information or merchant is recognized with greater granularity, another category might be assigned to said transaction. For example, if a clothing retailer has an online shop it will most likely be categorised as Clothing and shoes (ID 47) or if a payment is made through online payment platform but purpose of the transaction is payment of a household item, it will be categorised as Household items (ID 38).
3891391Online retail purchasesAll outgoing transactions that are recognized as payments to online stores offering various items, for example, not only clothing, shoes and accessories (these transactions alone would go to ID 47), but also household goods (ID 38) and children's toys (ID 65).
3901391Online servicesAll outgoing transactions that are recognized as payments to online services, including various subscriptions and online gaming.
710 InsuranceParent category for all outgoing transactions that are recognized as payments to insurance companies. Respective transactions are categorised in level 1 categories. Sometimes transactions occur with some time period regularity, for example, on quarterly basis, however it depends on the insurance company and the type of insurance.
73171Life insurancePayments to life and health insurance companies.
74171Non-life insurancePayments to home insurance, vehicle insurance, and travel insurance.
72171Other insurance expensesAll other payments to insurance companies that cannot be categorised in other level 1 categories - including cases when a payment is made to an insurance company that provides various types of insurances and the transaction of the payment does not contain any specific information about the insurance type
750 Savings and investmentsParent category for all outgoing transactions that are recognized as payments to savings and investment products. Respective transactions are categorised in level 1 categories.
76175InvestmentsTransfers to related to investments, for example, transfers to investment platforms.
77175SavingsTransfers to related to savings, for example, transfers to savings account.
78175Other investmentsAll other outgoing transactions related to savings and investments that cannot be categorised in other level 1 categories - for example, currency trading.
800 Financial services and commissionAll outgoing transactions that are recognized as financial services and various commissions, for example, cash withdrawal commission, various card fees and similar.
790 LoansParent category for all outgoing transactions that are recognized as Loans. Usually all loan transactions are categorised with level 2 category granularity, where parent category (level 1) describes loan type (for example, a payday loan) and the respective assigned category is the lender's name.
562179FinesAll outgoing transactions that are recognized as loan fines, for example, late payment fees
94179Payday loansParent category for all Payday loan repayment transactions. Payday lenders usually offer loans up to 1000 euros with a repayment term of 30 days. Respective transactions are categorised in level 2 categories.
5313294Other payday loansAll other Payday loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
95179Consumer loansParent category for all Consumer loan repayment transactions. Consumer lenders usually offer multiple types of loans. Respective transactions are categorised in level 2 categories.
167295Other consumer loansAll other Consumer loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
96179LeasingParent category for all Leasing loan repayment transactions. Respective transactions are categorised in level 2 categories.
168296Other leasingAll other Leasing loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
796179Car LeasingParent category for all Car leasing loan repayment transactions. Respective transactions are categorised in level 2 categories.
10182796Other car leasingAll other Car leasing repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
97179MortgageParent category for all Mortgage loan repayment transactions. Respective transactions are categorised in level 2 categories.
250297Other mortgageAll other Mortgage repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
82179Credit card repaymentParent category for all Credit card repayments. Respective transactions are categorised in level 2 categories.
306282Other credit card repaymentAll other Credit card repayments that cannot be categorised in other level 2 categories - for example, small lender or bank that rarely appears in statements for which a separate level 2 category is not created.
347179Credit lineParent category for all Credit line loan repayments. Respective transactions are categorised in level 2 categories.
12792347Other credit lineAll other Credit card repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
98179Student loansParent category for all Student loan repayment transactions. Student loans can sometimes be repayed long after graduation. Respective transactions are categorised in level 2 categories.
299298Other student loansAll other Student loans repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
657179OverdraftParent category for all Overdraft repayment transactions as well as overdraft interest payments. Respective transactions are categorised in level 2 categories.
12812657Other overdraftAll other Overdraft repayment transactions that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created.
81179Other loansAll other outgoing loan transactions where it is not possible to determine loan type or lender.
830 Cash withdrawalAll outgoing transactions that are recognized as cash withdrawal at ATM machine.
14020 DishonorsAll outgoing transactions that are recognized as Dishonors - a charge that is receive when a person attempts to make a payment but doesn't have enough funds to cover the cost. These transactions mostly occurs only in Australia.
1360 BailiffsAll outgoing transactions that are recognized as payments to bailiffs.
1370 Alimony and child supportAll outgoing transactions that are recognized as a personal transfer with a purpose of child support or state child support. Typically this is a periodic payment made by a parent for the financial benefit of a child following the end of a marriage or other relationship
1380 Debt collectionAll outgoing transactions that are recognized as payments to debt collection agencies.
860 GamblingParent category for all outgoing transactions that are recognized as payments to gambling institutions. Respective transactions are categorised in level 1 categories.
4402186LotteryPayments to lottery company
4404186CasinoPayments to casino or online casino company
4406186Sports bettingPayments to sport betting company
4670 Taxes and government feesOutgoing transactions that are recognized as tax and fee payments to government.
4740 Postal servicesAll outgoing transactions that are recognized as postal and courier services, including payments to parcel shipment companies, post office boxes and similar.
4940 InvoicesAll outgoing transactions that are recognized as invoice payments. Category includes various invoice types, however if a transfer contains more detailed information another category might be assigned to this transfer - for example, if a payment of an invoice that a bakery has issued will be recognized as Cafes, restaurants, bars (ID 25).
2370 Personal transfersParent category for all outgoing transactions that are recognized as personal transfers. Personal transfers are defined as transfers that are received from or sent to a private individual. Respective transactions are categorised in level 1 categories.
7121237To own accountMoney transfers between account holder's accounts, for instance, between accounts in different banks. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization).
7131237To account of relativesMoney transfer between account holder's relatives accounts, for instance, parents. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization).
44001237Loans between individualsPayment to a private individuals from whom account holder has borrowed money previously. Purpose of paying off the debt is clearly stated in the transaction, otherwise such transaction will be categorised as Other personal transfers (ID 714).
7141237Other personal transfersAll other Personal transfers that cannot be categorised in other level 1 categories - for example, usual transfers to friends
7880 ChequeAll outgoing transactions that are recognized as cheque withdrawals.
8970 EnquiriesReview of any type of financial account. The enquiry can refer to past records, payments, and other specific transactions, or to any other entries relating to the account. Transaction amount is 0.
9560 Association membership feesAll outgoing transactions that are recognized as membership fees for associations and similar institutions, for example, unions.
10310 Currency exchangeAll outgoing transactions that are recognized as currency exchange.
10320 Administrative violationsAll outgoing transactions that have are related to administrative violations, for instance, speeding offences.
44080 Other outgoing paymentsParent category for all outgoing transactions that do not hold enough information to be able categorise with greater granularity. Transactions are categorised in level 1 categories.
40914408Online money transferOutgoing transfers through online money transfer platforms, for instance, TransferWise
38814408Online paymentsOutgoing payments through online payment platforms, like Paypal
91714408Other transfersOutgoing transfers that cannot be categorised with greater granularity
91814408Other paymentsOutgoing payments that cannot be categorised with greater granularity
55114408Transfer to payment cardOutgoing transfers to payment cards that cannot be categorised with greater granularity
8414408UnknownAll unrecognized transactions