List of all level 0 and level 1 expense categories with titles and descriptions. Level 2 categories can be retrieved via category tree endpoint.
| ID | LEVEL | PARENT ID | TITLE | DESCRIPTION |
|---|---|---|---|---|
| 24 | 0 | Food | Parent category for all expense transactions that are recognized as food related expenses. Respective transactions are categorised in level 1 categories. | |
| 25 | 1 | 24 | Cafes, restaurants, bars | All transactions that are recognized as payments to cafes, restaurants, bars, bakeries, and deli. |
| 26 | 1 | 24 | Groceries | All transactions that are recognized as payments to grocery stores, hypermarkets, or supermarkets. |
| 27 | 1 | 24 | Tobacco and alcohol | All transactions that are recognized as payments to tobacco and alcohol shops |
| 28 | 1 | 24 | Other groceries | All transactions that are recognized as payments to convenience stores, kiosks, and vending machines |
| 5170 | 1 | 24 | Food delivery | All transactions that are recognized as payments to food delivery services - for example, grocery delivery or take-out delivery. |
| 29 | 0 | Utility services | Parent category for all expense transactions that are recognized as Utility services. Usually these transactions occur with some time period regularity, for example, on monthly basis. Respective transactions are categorised in level 1 categories. | |
| 30 | 1 | 29 | Heating | All transactions that are recognized as utility payments for heat |
| 31 | 1 | 29 | Security | All transactions that are recognized as utility payments for security |
| 32 | 1 | 29 | Electricity | All transactions that are recognized as utility payments for electricity, including electrician services |
| 33 | 1 | 29 | Natural gas | All transactions that are recognized as utility payments for gas |
| 34 | 1 | 29 | Rent and maintanence | All transactions that are recognized as utility payments for rent and maintenane, property management |
| 35 | 1 | 29 | Telephone, internet, TV, computer | All transactions that are recognized as payments for mobile phone plans, TV packages, internet plan, and computer services |
| 36 | 1 | 29 | Water | All transactions that are recognized as utility payments for water |
| 37 | 1 | 29 | Other utility expenses | All other Utility services that cannot be categorised in other level 1 categories - for example, waste management, cleaning services or combined bills for multiple services. |
| 38 | 0 | Household goods | All transactions that are recognized as Household goods. Payments for home interior goods, home electronics, garden supplies, construction goods, and repair shops for household goods. | |
| 42 | 0 | Transportation | Parent category for all expense transactions that are recognized transportation related expenses. Respective transactions are categorised in level 1 categories. | |
| 43 | 1 | 42 | Parking | All transactions that are recognized as payments for parking fees |
| 44 | 1 | 42 | Fuel | All transactions that are recognized as payments for gas stations and electric vehicle charging stations |
| 45 | 1 | 42 | Transportation expenses | All transactions that are recognized as payments for public transportation, taxi, toll roads, department of motor vehicles and car inspections |
| 46 | 1 | 42 | Vehicle purchase, maintenance | All transactions that are recognized as payments for car repairs and maintenance, car wash, auto parts stores, and car accessories |
| 47 | 0 | Clothing and shoes | All transactions that are recognized as clothing related expenses. For example, payments in clothing and shoes stores, dry cleaning, or accessories. | |
| 51 | 0 | Leisure activities, traveling | Parent category for all expense transactions that are recognized as leisure activities and traveling. Respective transactions are categorised in level 1 categories. | |
| 52 | 1 | 51 | Charity | All outgoing transactions with a purpose of a donation - including payments in donation platforms or transfers to company or private individual with a purpose of a donation. |
| 767 | 1 | 51 | Gifts | All outgoing transactions made to flower shops, jewelry stores, photo shops and private individual money transfers on birthday. |
| 53 | 1 | 51 | Books, newspapers, magazines | All outgoing transactions made to book, newspaper, magazine shops, as well as transactions made to libraries and e-book retailers. |
| 54 | 1 | 51 | Pets | All outgoing transactions related to pets, for example, veterinarian, pet shops and pet grooming salons. |
| 55 | 1 | 51 | Accommodation, travel expenses | All outgoing transactions related to traveling including hotels, flights, cruise, travel agents, tour operators and similar. |
| 56 | 1 | 51 | Sport and sports goods | All outgoing transactions related to active lifestyle, for instance, gym membership, sportswear apparel and sports nutrition. |
| 57 | 1 | 51 | Theatre, music, cinema | All outgoing transactions made to theatre, cinema and music concerts or festivals. |
| 58 | 1 | 51 | Hobbies and other leisure time activites | All other transactions related to leisure activities and traveling that cannot be categorised in other level 1 categories. For example, transactions made to water parks, zoo, bowling, amusement parks and museums. |
| 59 | 0 | Education, health and beauty | Parent category for all expense transactions that are recognized as education, health and beauty. Respective transactions are categorised in level 1 categories. | |
| 60 | 1 | 59 | Education and courses | All outgoing transactions related to education including high scools, universities, online courses, driving scool and similar. |
| 61 | 1 | 59 | Beauty, cosmetics | All outgoing transactions related to beauty including cosmetics stores, spa, beauty salons, solariums and similar. |
| 63 | 1 | 59 | Health and pharmaceuticals | All outgoing transactions related to health including pharmacies, hospitals and similar. |
| 65 | 0 | Children | All outgoing transactions related to children including toy stores, clothing stores, kindergarten fees, school fees, playgrounds and similar. | |
| 391 | 0 | Online transactions | Parent category for all outgoing transactions that are recognized as payments to online services. Respective transactions are categorised in level 1 categories. If a transaction holds more specific information or merchant is recognized with greater granularity, another category might be assigned to said transaction. For example, if a clothing retailer has an online shop it will most likely be categorised as Clothing and shoes (ID 47) or if a payment is made through online payment platform but purpose of the transaction is payment of a household item, it will be categorised as Household items (ID 38). | |
| 389 | 1 | 391 | Online retail purchases | All outgoing transactions that are recognized as payments to online stores offering various items, for example, not only clothing, shoes and accessories (these transactions alone would go to ID 47), but also household goods (ID 38) and children's toys (ID 65). |
| 390 | 1 | 391 | Online services | All outgoing transactions that are recognized as payments to online services, including various subscriptions and online gaming. |
| 71 | 0 | Insurance | Parent category for all outgoing transactions that are recognized as payments to insurance companies. Respective transactions are categorised in level 1 categories. Sometimes transactions occur with some time period regularity, for example, on quarterly basis, however it depends on the insurance company and the type of insurance. | |
| 73 | 1 | 71 | Life insurance | Payments to life and health insurance companies. |
| 74 | 1 | 71 | Non-life insurance | Payments to home insurance, vehicle insurance, and travel insurance. |
| 72 | 1 | 71 | Other insurance expenses | All other payments to insurance companies that cannot be categorised in other level 1 categories - including cases when a payment is made to an insurance company that provides various types of insurances and the transaction of the payment does not contain any specific information about the insurance type |
| 75 | 0 | Savings and investments | Parent category for all outgoing transactions that are recognized as payments to savings and investment products. Respective transactions are categorised in level 1 categories. | |
| 76 | 1 | 75 | Investments | Transfers to related to investments, for example, transfers to investment platforms. |
| 77 | 1 | 75 | Savings | Transfers to related to savings, for example, transfers to savings account. |
| 78 | 1 | 75 | Other investments | All other outgoing transactions related to savings and investments that cannot be categorised in other level 1 categories - for example, currency trading. |
| 80 | 0 | Financial services and commission | All outgoing transactions that are recognized as financial services and various commissions, for example, cash withdrawal commission, various card fees and similar. | |
| 79 | 0 | Loans | Parent category for all outgoing transactions that are recognized as Loans. Usually all loan transactions are categorised with level 2 category granularity, where parent category (level 1) describes loan type (for example, a payday loan) and the respective assigned category is the lender's name. | |
| 562 | 1 | 79 | Fines | All outgoing transactions that are recognized as loan fines, for example, late payment fees |
| 94 | 1 | 79 | Payday loans | Parent category for all Payday loan repayment transactions. Payday lenders usually offer loans up to 1000 euros with a repayment term of 30 days. Respective transactions are categorised in level 2 categories. |
| 5313 | 2 | 94 | Other payday loans | All other Payday loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 95 | 1 | 79 | Consumer loans | Parent category for all Consumer loan repayment transactions. Consumer lenders usually offer multiple types of loans. Respective transactions are categorised in level 2 categories. |
| 167 | 2 | 95 | Other consumer loans | All other Consumer loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 96 | 1 | 79 | Leasing | Parent category for all Leasing loan repayment transactions. Respective transactions are categorised in level 2 categories. |
| 168 | 2 | 96 | Other leasing | All other Leasing loans that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 796 | 1 | 79 | Car Leasing | Parent category for all Car leasing loan repayment transactions. Respective transactions are categorised in level 2 categories. |
| 1018 | 2 | 796 | Other car leasing | All other Car leasing repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 97 | 1 | 79 | Mortgage | Parent category for all Mortgage loan repayment transactions. Respective transactions are categorised in level 2 categories. |
| 250 | 2 | 97 | Other mortgage | All other Mortgage repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 82 | 1 | 79 | Credit card repayment | Parent category for all Credit card repayments. Respective transactions are categorised in level 2 categories. |
| 306 | 2 | 82 | Other credit card repayment | All other Credit card repayments that cannot be categorised in other level 2 categories - for example, small lender or bank that rarely appears in statements for which a separate level 2 category is not created. |
| 347 | 1 | 79 | Credit line | Parent category for all Credit line loan repayments. Respective transactions are categorised in level 2 categories. |
| 1279 | 2 | 347 | Other credit line | All other Credit card repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 98 | 1 | 79 | Student loans | Parent category for all Student loan repayment transactions. Student loans can sometimes be repayed long after graduation. Respective transactions are categorised in level 2 categories. |
| 299 | 2 | 98 | Other student loans | All other Student loans repayments that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 657 | 1 | 79 | Overdraft | Parent category for all Overdraft repayment transactions as well as overdraft interest payments. Respective transactions are categorised in level 2 categories. |
| 1281 | 2 | 657 | Other overdraft | All other Overdraft repayment transactions that cannot be categorised in other level 2 categories - for example, small lender that rarely appears in statements for which a separate level 2 category is not created. |
| 81 | 1 | 79 | Other loans | All other outgoing loan transactions where it is not possible to determine loan type or lender. |
| 83 | 0 | Cash withdrawal | All outgoing transactions that are recognized as cash withdrawal at ATM machine. | |
| 1402 | 0 | Dishonors | All outgoing transactions that are recognized as Dishonors - a charge that is receive when a person attempts to make a payment but doesn't have enough funds to cover the cost. These transactions mostly occurs only in Australia. | |
| 136 | 0 | Bailiffs | All outgoing transactions that are recognized as payments to bailiffs. | |
| 137 | 0 | Alimony and child support | All outgoing transactions that are recognized as a personal transfer with a purpose of child support or state child support. Typically this is a periodic payment made by a parent for the financial benefit of a child following the end of a marriage or other relationship | |
| 138 | 0 | Debt collection | All outgoing transactions that are recognized as payments to debt collection agencies. | |
| 86 | 0 | Gambling | Parent category for all outgoing transactions that are recognized as payments to gambling institutions. Respective transactions are categorised in level 1 categories. | |
| 4402 | 1 | 86 | Lottery | Payments to lottery company |
| 4404 | 1 | 86 | Casino | Payments to casino or online casino company |
| 4406 | 1 | 86 | Sports betting | Payments to sport betting company |
| 467 | 0 | Taxes and government fees | Outgoing transactions that are recognized as tax and fee payments to government. | |
| 474 | 0 | Postal services | All outgoing transactions that are recognized as postal and courier services, including payments to parcel shipment companies, post office boxes and similar. | |
| 494 | 0 | Invoices | All outgoing transactions that are recognized as invoice payments. Category includes various invoice types, however if a transfer contains more detailed information another category might be assigned to this transfer - for example, if a payment of an invoice that a bakery has issued will be recognized as Cafes, restaurants, bars (ID 25). | |
| 237 | 0 | Personal transfers | Parent category for all outgoing transactions that are recognized as personal transfers. Personal transfers are defined as transfers that are received from or sent to a private individual. Respective transactions are categorised in level 1 categories. | |
| 712 | 1 | 237 | To own account | Money transfers between account holder's accounts, for instance, between accounts in different banks. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization). |
| 713 | 1 | 237 | To account of relatives | Money transfer between account holder's relatives accounts, for instance, parents. For categorisation engine to recognize these transactions, uploaded account needs to have account holder name (no anonymization). |
| 4400 | 1 | 237 | Loans between individuals | Payment to a private individuals from whom account holder has borrowed money previously. Purpose of paying off the debt is clearly stated in the transaction, otherwise such transaction will be categorised as Other personal transfers (ID 714). |
| 714 | 1 | 237 | Other personal transfers | All other Personal transfers that cannot be categorised in other level 1 categories - for example, usual transfers to friends |
| 788 | 0 | Cheque | All outgoing transactions that are recognized as cheque withdrawals. | |
| 897 | 0 | Enquiries | Review of any type of financial account. The enquiry can refer to past records, payments, and other specific transactions, or to any other entries relating to the account. Transaction amount is 0. | |
| 956 | 0 | Association membership fees | All outgoing transactions that are recognized as membership fees for associations and similar institutions, for example, unions. | |
| 1031 | 0 | Currency exchange | All outgoing transactions that are recognized as currency exchange. | |
| 1032 | 0 | Administrative violations | All outgoing transactions that have are related to administrative violations, for instance, speeding offences. | |
| 4408 | 0 | Other outgoing payments | Parent category for all outgoing transactions that do not hold enough information to be able categorise with greater granularity. Transactions are categorised in level 1 categories. | |
| 409 | 1 | 4408 | Online money transfer | Outgoing transfers through online money transfer platforms, for instance, TransferWise |
| 388 | 1 | 4408 | Online payments | Outgoing payments through online payment platforms, like Paypal |
| 917 | 1 | 4408 | Other transfers | Outgoing transfers that cannot be categorised with greater granularity |
| 918 | 1 | 4408 | Other payments | Outgoing payments that cannot be categorised with greater granularity |
| 551 | 1 | 4408 | Transfer to payment card | Outgoing transfers to payment cards that cannot be categorised with greater granularity |
| 84 | 1 | 4408 | Unknown | All unrecognized transactions |