Accounts

This section explains key descriptions for accounts.

KEYTYPEOPTIONALDESCRIPTION
resourceIdStringConditionalThis is the data element to be used in the path when retrieving data from a dedicated account
ibanIBANOptionalThis data elements is used for payment accounts which have no IBAN
msisdnMax35TextOptionalAn alias to a payment account via a registered mobile phone number
currencyCurrency CodeMandatoryAccount currency
ownerNameMax140TextOptionalName of the legal account owner. If there is more than one owner, then e.g. two names might be noted here.

For a corporate account, the corporate name is used for this attribute.
nameMax70TextOptionalName of the account, as assigned by the ASPSP
displayNameMax70TextOptionalName of the account as defined by the PSU within online channels
productMax35TextOptionalProduct Name of the Bank for this account, proprietary definition
cashAccountTypeCash Account TypeOptionalExternalCashAccountType1Code from ISO 20022
statusStringOptionalAccount status. The value is one of the following:
"enabled": account is available
"deleted": account is terminated
"blocked": account is blocked e.g. for legal reasons

If this field is not used, than the account is available in the sense of this specification.
bicBICFIOptionalThe BIC associated to the account.
linkedAccountsMax70TextOptionalThis data attribute is a field, where an ASPSP can name a cash account associated to pending card transactions.
usageMax4TextOptionalSpecifies the usage of the account
PRIV: private personal account
ORGA: professional account
detailsMax500TextOptionalSpecifications that might be provided by the ASPSP
- characteristics of the account
- characteristics of the relevant card
balancesArray of BalancesConditional
_linksLinksOptionalLinks to the account, which can be directly used for retrieving account information from this dedicated account.