Here's a rundown of Facebook’s Libra and Calibra, showing what they are, how they can dominate the open banking space, and note some major concerns brought up by critics.
As a society, we are gradually moving away from paper cash, increasingly gravitating towards alternative digital payment methods - contactless-cards, cryptocurrency, mobile and wearable technology. This makes us wonder - can Open Banking help eliminate cash?
“Lending and Banking: Connected” was the tagline of this year's Lendit Fintech Europe conference in London. The event connected more than a thousand attendees, speakers and industry professionals to discuss the future of finance. Here are our main takeaways from the amazing event!
Our clients are banks and alternative lenders that use different banking APIs to get access to loan applicant bank statements, transactions and bank account histories. Over time we've come across many banking APIs, so here is a comprehensive list of all of those we've seen.
Despite privacy and security being the pillars of the open banking standard, the practical implications still raise an important question that needs to be addressed: “can people have both the benefits of open banking and their privacy?”
Open banking can be a driving force for innovation in industries beyond banking. Let’s look at 5 less-obvious open banking use-cases that are either in planning/ development stage or haven't been built yet.
Open Banking is hailed as the most revolutionary financial regulation of the 21st century. In this article, we'll be taking a look at what open banking is, how it works and who it benefits, as well as the global impact open banking has created for financial inclusion initiatives across the globe.
With the Traditional loans stuck in the past with limited information and outdated processes, and Open Banking loans growing in popularity, here are 4 ways that Open Banking loans improve your average loan experience.
Open banking could realise £18 billion in value for British people and small businesses over the course of a year. That's £12 billion for consumers and additional £6 billion in value for small businesses.
If Facebook truly wants to use Libra to help the 1.7billion unbanked, it needs to become an early adopter of Open Banking. Here are 4 ways how Facebook can use open banking to achieve its goals.
Open banking has been hailed as one of the most important - if not THE most important financial industry regulation of our century. Here are 5 notable things that have happened to open banking in the year after its launch
With Open Banking becoming a reality, most financial institutions are gearing up for a new era of access to account information. Here are a few things companies can do to prepare:
Our global bank and lender clients already use Nordigen account analytics engine on top of existing aggregators, but potential partners still often ask: "Which aggregators are available in my country?" Here's our list!
To help you navigate the maze that is account data, we’ve compiled a list of value-adding use-cases in lending that will help you understand the value of collected account information.
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