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List of banking APIs per country

Photo by  NASA  on  Unsplash

Photo by NASA on Unsplash

Available options for account aggregation in your country

Account aggregation is becoming a hot topic for banks and alternative lenders everywhere — it’s a great way to gain access to customer account information, which can be more useful in credit scoring than traditional credit bureau scores.

We work with global banks and lenders that already use account aggregation and wish to improve their portfolios with a more powerful analytics solution to extract insights from account data. Some of our potential partners, however, often ask us the same question: “Which aggregators are available in my country?”

To help navigate available market alternatives, we’ve compiled a list of service providers accessible in each country. In creating this list, we mainly focused on highlighting service providers that we believe can be used for credit scoring purposes.

Note: we’re aware that the list might be incomplete, as new account aggregators and AISPs (account information service providers) are entering new markets periodically. We will try our best to keep the list updated, but if you see anything missing, please contact us at info@nordigen.com.

Europe

Austria

figo.io https://www.figo.io/
FintecSystems https://fintecsystems.com/
SaltEdge https://www.saltedge.com

Czech Republic

Instantor https://www.instantor.com/
Kontomatik http://kontomatik.com/

Denmark

Instantor https://www.instantor.com/
Tink https://tink.com/account-aggregation

Estonia

Instantor https://www.instantor.com/
Kontomatik http://kontomatik.com/

Finland

Instantor https://www.instantor.com/
Tink https://tink.com/account-aggregation

France

Bankin https://bws.bankin.com — French-based, supports 4 countries in Europe
Budget Insight https://www.budget-insight.com/ — French-based, supports more than 300 European banks

Germany

figo.io https://www.figo.io/
FintecSystems https://fintecsystems.com/
SaltEdge https://www.saltedge.com

Latvia

Instantor https://www.instantor.com/
Kontomatik http://kontomatik.com/

Lithuania

Instantor https://www.instantor.com/
Finpass https://www.finpass.eu/en/corporate-clients/

Spain

Afterbanks https://www.afterbanks.com/
Eurobits http://www.eurobits.es/
FintecSystems https://fintecsystems.com/
Instantor https://www.instantor.com/
Kontomatik http://kontomatik.com/
SaltEdge https://www.saltedge.com
Unnax https://www.unnax.com/
Yodlee https://www.yodlee.com/

Poland

Instantor https://www.instantor.com/
Kontomatik http://kontomatik.com/
Unnax https://www.unnax.com/

Sweden

Instantor https://www.instantor.com/
Tink https://tink.com/account-aggregation

Switzerland

FintecSystems https://fintecsystems.com/
SaltEdge https://www.saltedge.com

United Kingdom

Fabric https://www.connectwithfabric.com/ — supports the largest banks in Australia, NZ, UK, Europe and the US
True Layer https://truelayer.com/ — currently live in the UK and in Beta stage in Germany.
Yodlee https://www.yodlee.com/ — supports the largest banks in US, UK, Spain, Australia, India and New Zealand

North America

Canada

Flinks https://flinks.io/
Plaid https://plaid.com/

USA

Finicity https://www.finicity.com/
Plaid https://plaid.com/
Quovo https://www.quovo.com/
Yodlee https://www.yodlee.com/

South America

Brazil

Instantor https://www.instantor.com/
SaltEdge https://www.saltedge.com

Australia

CreditSense https://creditsense.com.au/ 
Equifax https://www.equifax.com.au/business-enterprise/products/mogobankconnect
Proviso https://proviso.com.au/
Yodlee
 https://www.yodlee.com/

About Nordigen:
Nordigen is a global account data analytics provider that helps banks and lenders improve the speed and accuracy of their credit decisions. We provide solutions that include income verification, verification of liabilities, transaction categorisation and behavioural feature engineering. For more information, please visit https://nordigen.com/